Comenzar un pequeño negocio es un gran paso y obtener capital es esencial para su éxito. Un sólido plan de negocios es un componente clave para asegurar el financiamiento que necesita para hacer crecer su negocio y alcanzar sus objetivos. Ya sea que esté buscando un préstamo de un banco, una inversión de una firma de capital de riesgo o financiamiento colectivo de inversores … [More]
5 Tips to Develop a Strong Business Plan that Will Help You Obtain Capital
Starting a small business is a big step and obtaining capital is essential to its success. A strong business plan is a key component in securing the funding you need to grow your business and reach your goals. Whether you are seeking a loan from a bank, investment from a venture capital firm or crowdfunding from individual investors, a well-crafted business plan will help you … [More]
Financial Tips for This Women’s History Month
March is Women’s History Month, celebrating the amazing contributions women have made through the years. The U.S. Small Business Administration estimates women in Arizona make up about 46% of workers and own more than 45% of businesses. Other estimates from Merchant Maverick’s Top States for Women-Led Entrepreneurs rank Arizona third in the nation for women-led businesses, with … [More]
PCs and Laptops Losing Race with Mobile Phones: Global Ownership Rate Dropped by 8.1% in 2022
Over the past years, global PC and laptop ownership, usage and importance have significantly dropped, replaced largely by smartphones. The downsizing trend continued in 2022, with both PCs and laptops seeing their ownership rates among internet users fall. According to data presented by CasinosEnLigne.com, 58% of internet users owned a PC or laptop last year, or 8.1% less … [More]
U.S. Annual Home Equity Gains Cool Again in Q4 2022, Says Report
CoreLogic®, a leading global property information, analytics and data-enabled solutions provider, today released the Homeowner Equity Report (HER) for the fourth quarter of 2022. The report shows that U.S. homeowners with mortgages (which account for roughly 63% of all properties) saw equity increase by 7.3% year over year, representing a collective gain of $1 trillion, for an … [More]
Why Tracking Customer Acquisition Costs Is Essential in Today’s Uncertain Economy
The #1 driver of the American economy is shopping, and consumers are slowing down as inflation drives prices up while wages lag. At 3.5%, the savings rate is its lowest since 2008 and far below the pre-COVID rate of 9%. Meanwhile, more than two-thirds of workers are holding management accountable for a better workplace, and 56% are only willing to wait 30 to 60 days for changes … [More]
U.S. Annual Home Price Growth Continues Single-Digit Slowdown in January
CoreLogic®, a leading global property information, analytics and data-enabled solutions provider, released the CoreLogic Home Price Index (HPI™) and HPI Forecast™ for January 2023. U.S. home prices continued their gradual free fall in January, with the 5.5% annual gain down for the ninth straight month and the lowest recorded since June 2020. Deceleration was particularly … [More]
Are These Five Toxic Workplace Behaviors Driving Away Your Talent?
It’s a tough time to navigate the labor market. Organizations are still desperately seeking candidates. The Great Resignation rolls on, as the “quiet quitting” trend underscores people’s shifting attitudes about work. Meanwhile the looming threat of recession has some employers wondering if it’s time to slow hiring efforts. But—here’s the real question—are we so focused on … [More]
Increase the Odds of Improving Your Organization’s Performance: 4 Approaches to Building Employee Trustworthiness
Building trust in your organization greatly benefits the employees, the culture and the organization’s performance, which are all tightly related. Building trust is undoubtedly important for a company, and increasing the level of trust could have a transformative effect. Building trust would be easy only if two conditions are met. First, that trust would be absolute. In … [More]
On International Women’s Day, Leverage the Tribal Knowledge of Female Mentors
The 2023 campaign theme for International Women’s Day is #EmbraceEquity. While this hashtag highlights the tremendous strides women have made in and out of the workplace, it also calls attention to the many areas where we’re still striving to gain ground: pay, promotions, political representation, gender bias, the so-called “motherhood penalty,” and sometimes, our own … [More]
Recruiting and Retaining Women in the Construction Industry
Women make up more than 50% of the population, yet they only fill approximately 10–14% of jobs in the construction industry. It’s no surprise there are fewer women working in this male-dominated field. At a time when the industry continues to struggle with labor shortages and it is difficult to find people to hire, recruiting women presents a real opportunity for both employers … [More]
2023 Brings Changes to Arizona Withholding Forms
Arizona employees are getting to keep a bit more in their pockets as Arizona's individual tax rate has been lowered to a flat 2.5%. Withholding forms are changing as well. Prior to January 1, 2023, individual tax rates in Arizona were 2.55% and 2.98%, and employees had five withholding choices ranging from .8% to 5.1% of gross earrings. With the implementation of the new … [More]
Million-Dollar Homes Are Less Common as High Mortgage Rates Cool the Market, Says Report
Just over 7% of U.S. homes are worth $1 million or more, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. That figure is as of January 2023, the most recent data available. The share has dropped from June 2022’s all-time high of 8.6% and remains essentially unchanged from a year earlier–but it’s up from 4.2% just before the … [More]
What Steps Should Small Businesses Take to Prepare for a Recession?
Is the U.S. heading into a recession? Opinions are divided but, on one level, it doesn’t matter. It’s always a good time for small businesses to prepare for a downturn in the economy. The most important thing any small business should do toward that end is to take control of its finances. Ideally, this should happen well before a downturn looms. If not, however, there are … [More]
5 Key Influencer Strategies for B2B Marketing
Influencers are an underutilized B2B social marketing resource. Not every organization has the knowledge to adapt the lessons of a particularly successful influencer campaign to their own needs, or even the foggiest clue of where to begin. Any influencer strategy requires a customized approach that follows a few general principles: entertain, align, engage, relate, and be … [More]
Study Reveals Women Promoted Half as Often as Men
In advance of International Women’s Day, leading HR technology disruptor HiBob is releasing the results of its latest study, “Professional Women in the Modern US Workplace.” This report shows the imbalance between women and men in today’s economic uncertainty-impacted workplace, particularly in areas regarding promotions, salary transparency and flexibility. Most importantly, … [More]
Find Your Niche: 5 Tips for Choosing the Right Business
Are you tired of working for someone else and ready to take the leap into entrepreneurship? Starting a business can be an excellent route to financial independence but, with so many options, it can be overwhelming to decide which path to take. Here are five tips to help you find the right business idea for you: Consider your passions and interests. Starting a business … [More]
EN NEGOCIOS: Encuentra tu nicho: 5 consejos para elegir el negocio correcto
¿Estás cansado de trabajar para alguien más y listo para dar el salto al emprendimiento? Comenzar un negocio puede ser una excelente ruta hacia la independencia financiera, pero con tantas opciones, puede ser abrumador decidir qué camino tomar. Aquí hay cinco consejos para ayudarte a encontrar la idea de negocio adecuada para ti: Considera tus pasiones e intereses. … [More]
