Overwhelming debt can be unbearable, impacting all facets of one’s life. To remedy the situation, many people turn to bankruptcy as a debt relief option. Bankruptcy is a legal process that eliminates some — or all — of a person’s debt. The two most common types of consumer bankruptcy — Chapter 7 and Chapter 13 — address specific debts such as credit card and medical … [More]
Remote Chance: Two Thirds of U.S. Companies No Longer Allow Fully-Remote Working
Over two thirds (65%) of professional services firms in the U.S. have stated that as of this year, new job adverts will not feature the option of being ‘fully-remote.’ The decision, according to business leaders, is to encourage professionals to come back into the office – with close to half of hiring managers (44%) stating that they are ‘willing to wait’ for the right … [More]
Their Take: Why the Job Market is Cooling Down: Three Big Reasons
The U.S. job market is slowing down, and more people are finding themselves unemployed. This change is happening because of three main reasons: the election year, high interest rates and new technology like Artificial Intelligence (AI). Let’s break down these reasons to understand what’s going on. The Election Year When it’s an election year, like 2024, businesses … [More]
Using the Language of Genuine Engagement in a B2B Social Media Setting
The best practices for B2B marketing on social platforms must be rethought. In an era when consumers are inundated with advertisements, sales pitches, and other calls to action, many social media users will dismiss the substance of your message if they believe it comes with a catch. Traditional CTAs like “Buy Now” or “Learn More” are part of the standard marketing … [More]
Explaining Beneficial Ownership Information (BOI)
Over 32 Million Businesses Subject to New Filing Requirement
A new law will catch many business owners off guard if they’re not aware of their obligation to comply with the Corporate Transparency Act (CTA) by December 31, 2024. The U.S. Treasury estimates that 32.5 million entities are required to file their initial Beneficial Ownership Information report (BOIR) in 2024. While many small businesses have heard about the CTA, its … [More]
NAIOP Industrial Space Demand Forecast: Rate of Growth Slows but Sector Remains Strong
The net absorption of industrial real estate – the amount of space occupied minus space vacated over a given period – has slowed from record levels in the wake of the pandemic, but the sector remains strong, according to the most recent NAIOP Industrial Space Demand Forecast. Total U.S. industrial net absorption in the first half of 2024 totaled 67.1 million square feet, … [More]
6 of Every 7 People with Mortgages Have an Interest Rate Below 6%, Says Report
The mortgage rate lock-in effect is prompting many homeowners to stay put, contributing to America’s housing shortage, but it’s starting to ease
Nationwide, 85.7% of U.S. homeowners with mortgages have an interest rate below 6%, down from 90.6% at the start of last year and a record high of 92.8% in mid-2022. That’s according to a new report from Redfin, the technology-powered real estate brokerage. This means even more than 85.7% of homeowners with mortgages have a rate below the current weekly average of 6.46%, … [More]
Single-Family Rents Remain Burdensome Despite Slower Growth, Phoenix Sees Decreases
CoreLogic, a leading global property information, analytics and data-enabled solutions provider, today released its latest Single-Family Rent Index (SFRI), which analyzes single-family rent price changes nationally and across major metropolitan areas. National year-over-year rent growth is returning to pre-pandemic rates as prices continue to hold steady. In June 2024, … [More]
73% of Small Businesses Have Grown in Past Year Despite Reports of Labor Challenges, Study Reveals
Almost three quarters (73%) of American small business owners say their business has grown in the last year, with even higher percentages for Black (84%) and Hispanic (80%) owners, according to the U.S. Bank 2024 Small Business Perspective that was released today. The report, which is based on a survey of more than 1,000 small business owners, explores the complex challenges … [More]
Arizona among States with Top Real Estate Fraud Losses across the U.S.
A new study reveals which states have lost the most money to real estate mortgage scams. Arizona ranks sixth for losses to real estate fraud, at an average of $29,787.31 per victim. The study by Florida personal injury lawyers Anidjar & Levine analyzed all 50 states based on the average amount of money lost to real estate fraud. The real estate fraud loss … [More]
U.S. Home Prices Tick Up 0.2% for the Second Month in a Row, Phoenix Shows Decline
U.S. home prices ticked up 0.2% for the second-consecutive month in July, on a seasonally adjusted basis, according to a new report from Redfin, the technology-powered real estate brokerage. That’s equal to the smallest month over month increase since January 2023. Phoenix showed a month-over-month decline at -0.18 percent. On a year-over-year basis, home prices rose 6.8% in … [More]
Thriving in Economic Downturns: A Strategic Blueprint for Entrepreneurs
In the face of economic downturns, inflation, and uncertainty, entrepreneurs need to adopt strategies that ensure resilience and sustainable growth. While such times are challenging, they also present unique opportunities for businesses willing to adapt. Key to navigating these turbulent periods are strategies focused on diversifying revenue streams, leveraging relationship … [More]
Productivity on the Rise: Nearly 70% of Managers Report Increased Team Efficiency over the Past Year
New survey highlights key trends impacting employee productivity
New research from talent solutions and business consulting firm Robert Half reveals a complex picture when it comes to worker productivity. While most managers report that their teams have become more productive, employees are logging more hours than they did a year ago. This trend raises potential concerns about employee burnout, morale and turnover. The survey of more than … [More]
Scammer Central: Arizona Ranks Sixth Worst State for Fraud
A new study has announced the areas hit the hardest by fraud in the period between Q2 2023 and Q1 2024. Residents in Arizona reported 1,215 cases per 100,000 people - a 22% increase above average. Arizona was found to be the sixth hardest-hit state, with 90,254 cases reported in the period. The study, conducted by injury lawyers Bader Scott, examined the number of fraud … [More]
Adaptive Yoga Program in Phoenix Provides Values-Based Clinical Experience for PT Students
Physical therapy students at Creighton University Health Sciences Campus – Phoenix typically start volunteering with the adaptive yoga program to gain hands-on experience with patients; however, they stumble upon an experience that truly encapsulates the spirit of Creighton. “The students are what's getting us to that next level of healing,” says patient Robert Dopp. “Each … [More]
SBA Announces Working Capital Pilot Now Accepting Applications at Participating SBA Lenders
The U.S. Small Business Administration (SBA) announced that SBA 7(a) lenders may now accept applications for the SBA’s newly-announced 7(a) Working Capital Pilot (WCP) Program. “Small businesses need affordable working capital to pursue revenue growth opportunities made available thanks to President Biden’s Investing in America agenda,” said SBA Administrator Guzman. “The … [More]
Luxury Home Values Are Rising Faster than Typical Homes for the First Time in Years
Luxury home value growth, which has consistently lagged the market's middle tier over the past several years, has now outpaced appreciation on typical homes for five consecutive months, a new Zillow® analysis shows. The typical luxury home nationwide — defined for this analysis as the most valuable 5% of homes in a given region — is worth about $1,620,000. Among the 50 … [More]
Arizona Sixth for ‘Register to Vote’ Google Searches, Harris’ Social Media Soars
Vice President Kamala Harris’s social media followers have surged by 1.8 million across all accounts since Saturday as she becomes the presumptive Democratic Presidential nominee, while Arizona is sixth in relative searches for "register to vote". QR Code Generator analyzed Kamala Harris’s X and Instagram follower counts, as well as Google Trends data on registering to vote … [More]
