The Arizona Small Business Association (ASBA) is a nonprofit 501c6 membership organization and one of the largest trade associations in Arizona. This year, ASBA celebrates its 50th year anniversary of supporting entrepreneurs and small business owners by providing them with the tools they need to grow and thrive. ASBA is proud to serve as a voice for our small business … [More]
What to Do if Your Identity Is Stolen
There are several ways you could learn that you may be a victim of identity theft. No matter how you discover the issue, if you’ve been affected by identity theft, it’s important to stay calm, assess the situation, and act quickly. If you’re managing the recovery process on your own, here are some steps you can take to start: Request a fraud alert or credit freeze. If … [More]
Banking on Community
Settings its sights on growing and prospering the minority-owned small business community in Arizona, National Bank of Arizona continues to unlock exciting expansion opportunities for these business owners in the community. The bank is bolstering its commitment to minority-owned markets by building relationships with local small business owners and creating access to capital. … [More]
Managing Debt for Small Business Owners and Employees
Many small business owners are feeling the pinch as inflation strains budgets and interest rates continue to rise. Particularly for those who experienced setbacks during the pandemic, the question of how to manage debt looms large. At Money Management International, a nonprofit focused on financial wellness, we’ve helped thousands of Arizonans for more than six decades and it’s … [More]
Building Culture the Journeyage Way
The average American will spend 90,000 hours of their lives at work. That’s 3,750 days and more than 10 years if you’re only working 8 hour days and only working for 30 years — and who is actually doing that? Unfortunately, with numbers like those, nearly everyone has had a soul-sucking job where they have worked hard and felt underappreciated. At the end of the weekend, too … [More]
Arizona Small Business Association to Provide New Streamlined 401(k) Solution for Members
The Arizona Small Business Association is launching a new partnership with Voya Financial and local retirement plan specialist Integrated Financial Solutions. This new relationship provides a packaged 401(k) solution to ASBA members, which provides a streamlined and cost-effective program, minimizing the administrative tasks associated with providing a retirement plan. This … [More]
What Every Small Business in Arizona Must Do About Cyber Risk
Sai Huda is a globally recognized cybersecurity expert and author of the best-selling book Next Level Cybersecurity: Detect the Signals, Stop the Hack. Q. What is cyber risk? A. A small business faces several risks that it must manage in order to be successful. A critical risk is cyber. It is the risk of adverse impact to capital, earnings, operations or reputation from a … [More]
ASBA Equips Formerly Incarcerated Aspiring Entrepreneurs with Resources to Succeed upon Re-Entry into the Community
At the Arizona Small Business Association, we know that formerly incarcerated individuals — people who have spent time in jail or prison — face disproportionate employment challenges upon returning home. ASBA is working to empower these individuals to broaden their economic horizons through an innovative entrepreneurial mentorship program called Growing Opportunities … [More]
Five Tips for Easier Business Tax Filing
Running a business is hard and often requires you to wear many hats. Managing your business finances can be especially important and time-consuming when it’s time to file your business income taxes. Here are five things you can do throughout the year to help you during the tax filing season and beyond. Tip #1 – Meet Regularly with Your CPA You should be working with your … [More]
Business Advantage: Ban The Box – an HR Prospective
As more states and cities move toward a “Ban the Box” hiring process, many businesses are unsure of what to do regarding applicants who have been previously convicted of a crime. The “Ban the Box” movement allows candidates to be considered for their qualifications first, without the stigma of a conviction or arrest record. For nearly all businesses, only criminal convictions … [More]
Keys to Internal Adoption of Digital Tools
Success happens from the inside out. There’s often an assumption in business that employees will naturally adopt new tools and technology simply because “they’re better.” But it takes more than the promise of a new and improved tool to get people on board. Businesses need to take steps to improve digital adoption in ways that boost administrative efficiency, reduce costs, … [More]
How to Make Mentorship Your Secret Weapon for Business Growth
Being a business owner is extremely exciting, yet it can also be challenging, especially in uncertain times like we are in right now. The pandemic has disrupted many industries, from hospitality and retail to food and travel. With inflation rising and supply chains getting impacted due to other global disturbances, business environments are likely to become even more … [More]
How to Prevent Online Identity Theft
Thinking someone can pretend to be you online for financial gain is scary. Unfortunately, in the U.S., identity theft is rising considerably. Being prepared helps protect your identity. According to the Federal Trade Commission, nearly 1.4 million identity thefts were reported in 2020, up from 650,523 in 2019. This is an increase of 113%. Since your bank is where you … [More]
Rekindle Your Creative Thinking
“Creativity is something you practice, not just a talent you’re born with.” —Tom Kelley and David Kelley According to a number of global surveys of chief executives, creativity is the most sought-after trait in leaders today. In these times of disruptive innovations, creative thinking is especially crucial for the rise and continued success of startup to stalwart … [More]
Get ahead of Your Numbers in Order to Thrive in Today’s New Environment!
If you are like most business owners, you are probably feeling like your business just went through 12 months of raging rapids, temporarily capsized, and came out the other end with you wondering where exactly you are. One thing is for sure, we will not be returning to the way things used to be. It is a VUCA (Volatile, Uncertain, Complex, Ambiguous) World out there and it will … [More]
ASBA Equipping Small Business Owners with Tools to Thrive
Arizona Toastmasters (District 3) has been around since 1938 and we are very proud to serve our communities across the state. Our new partnership with the Arizona Small Business Association, brings a renewed sense of change where we can combine working with our local business owners to improve their communication and leadership skills along with the advocacy and training from … [More]
Business Travel with Heart
Small businesses are important to our families, friends and communities, and they are important to Southwest Airlines. When you think “small business,” a few things may come to mind: family-owned, a friendly smile and hospitality. While Southwest® is not a small business, we share those key characteristics. We treat our people and customers like family, give out friendly … [More]
What is that Lender Thinking?
Borrowing money can seem complicated, but lending is really a fairly simple business. Lenders are in the risk business so they constantly juggle the desire to invest in businesses’ success and the need to limit risk of loss. Knowing how lenders think will help you navigate the process and be better prepared to apply for a loan. Why Are You Requesting a Loan? This seems … [More]
