EVCCA Launches Healthcare Program for Businesses

by Ayrianna Drayton

The Tempe Chamber of Commerce in partnership with the East Valley Chambers of Commerce Alliance (EVCCA) recently launched Lifestyle Health Plans. This health insurance program is designed to help East Valley employers save money on healthcare premiums and provide a robust wellness plan and quality care to employees.

This level-funded program can save members 5 to 15 percent or more on their healthcare costs and offers unique benefits such as:

  • Integrated wellness incentives and cash-rewards
  • Up to a $500 deductible credit to wellness participants
  • Chamber-negotiated economics of scale pricing
  • Value-added benefits to save out-of-pocket
  • No cost 24/7 concierge telemedicine,
  • Free lab screening and diabetic supplies

The Tempe Chamber is proud to offer this exclusive benefit to its members, with up to 16 different standard plan options and up to four plan designs to choose from. This is also the only healthcare plan that will cover a group of two. The plan has additional no-cost benefits ranging from brand name prescriptions to full coverage on preventive care.

This plan has shown to save businesses from 5 to 15 percent on premiums versus standard association plans, and some local Valley businesses have seen larger savings of up to 40 percent.

If you are asking what “level-funded” means, it means that the plans are pre-packaged, self-insured health plans with low attachment stop-loss coverage. For the right groups, level-funded plans can save 30 percent versus a fully insured ACA small-group plan. And, because of their structure, level-funded plans do not have the volatility in monthly cash flows associated with self-insured plans that can cripple a small business.

Launched in 2006, Lifestyle Health Plans is a group major medical benefits platform designed to address the root causes of our escalating healthcare costs: employee health behaviors. Today, it is the largest PPO network in Arizona and manages more than $136 million in premiums annually. Operating in more than 35 states, its core belief is a long-term solution and aims to provide a multi-year strategy creating a “culture of health.”

Lifestyle Health Plans believes that the only way to truly manage healthcare costs is to improve the health and wellness of its members. By providing innovative plan designs that integrate wellness and lifestyle improvement, the plan is meant to help companies with:

  • Reduced absenteeism
  • Improved productivity
  • Reduced injuries
  • Improved morale and employee retention

For more information on the Lifestyle Health Plan, please call the chamber office or use the online quote request.

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