Membership Has Its Privileges

by Mike Hunter

We value our assets and we like to ensure we are getting the best for our dollars. When it comes to spending money on spending money, here are some top-rated credit cards that make sense for all of the cents we expend.

DiscoverItDiscover It CardThe zero-percent APR for initial purchases and no annual fee add to the cash-back rewards that cardholders get on purchases. Other perks, like America-based customer service, no foreign transaction fees and up to 5 percent cash-back on purchases, make this a top pick.

AmericanExpressAmerican Express Blue Cash Everyday Card

Get all of the perks with the American Express cards with no annual fee on this cash-back credit card. Cash-back rewards include credit on the cardholder’s statement, up to 3 percent cash back on qualified purchases and quick cash-back opportunities with balance transfers and adding additional cards.

ChaseFreedomChase Freedom Card

With $100 cash back upon sign-up, this card saves before any charging is even begun. Other perks include up to 5 percent cash back on qualified purchases and a minimum 1 percent cash back on all other purchases. There is no annual fee, and cardholders experience enhanced security and no spending tier limits or expiration dates for cash-back rewards.

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