Health Insurance for the Gig Economy

by Mike Hunter

The Association for Entrepreneurship USA and Hooray Health, an affordable benefit solution that provides nationwide access to healthcare, have teamed up to provide health insurance to self-employed individuals and those working in the gig economy.

Smashing industry norms, Hooray Health’s approach uses Urgent Care with basic insured benefits that give people first-dollar coverage – meaning there are no copayments or deductibles to be paid first. 

“As a serial entrepreneur myself, I not only understand the challenges of securing affordable, reliable healthcare, Hooray Health was born out of my struggles with the current healthcare system,” says Shane Foss, founder and CEO, who aimed to develop a solution to the changing landscape healthcare has experienced since the Affordable Care Act was passed in 2009 and launched Hooray Health in 2017. “We’re excited about being able to support entrepreneurs working to make their dreams come true!”

AFEUSA serves independent and small business leaders across all 50 states through community involvement, peer mentoring and education. By partnering with Hooray Health, AFEUSA is working to eliminate the struggle many entrepreneurs face when attempting to source affordable health insurance. According to Statista, in 2019 only 24% of full-time freelancers in the U.S. had health insurance coverage through a self-purchased plan and 7% had coverage through their parents’ plan, highlighting a major need for easy to secure, affordable and reliable coverage.

“Health insurance has always been difficult for entrepreneurs to secure as they don’t work for a company that can provide them this benefit,” says Wayne Goshkarian, director of communications for AFEUSA. “Our partnership with Hooray Health will not only make securing insurance a breeze, but applicants will also have access to an affordable group rate that they wouldn’t be able to secure on their own.”

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