Raising Capital
Raising capital is a foundation of business activity. Sources always include the business owner’s own resources, including savings accounts, retirement funds, life insurance, friends and relatives and, more conventionally, banks, credit unions and non-bank lenders. Alternatives sources of capital include advertising, credit cards, money brokers such as online brokers or lenders — including SBA Lender Match — along with Crowd Funding, merchant credit, non-regulated lending, Angels and Equity Lenders and even purchase order financing or factoring of goods or services. Recently, I was asked about a small business borrowing money and what may have changed in the past five years. The answer is straightforward. Not much has changed other than